What will I learn?
Property insurance is designed to protect against the financial loss an individual or business suffers upon the damage to one's property, including
the structure of a building or home and personal or business content.
Casualty, or liability insurance, protects an individual or business against a legal liability, or obligation to pay a sum of money for damages to
another person. These types of losses are typically a result of negligence or unintentional harm, including bodily injury or property damage, to someone
other than an insured. A licensed property and casualty insurance professional specializes in specializes in assessing a client's needs and
identifying a full range of insurance products to protect clients from suffering financial ruin if they were to pay for such losses out-of-pocket.
To become licensed as a property and casualty insurance producer, you will need to demonstrate entry-level knowledge of the industry by passing a state
licensing exam. This course will deliver the content needed to successfully complete the education and examination requirements.
Testable topics include:
Personal property policies - homeowners and dwelling, personal auto, personal umbrella, commercial property,commercial general liability,
businessowner's policy, commercial auto, crime, surety, workers' compensation, farm insurance, and commercial umbrella coverage.