What will I learn?
Licensed life and health insurance professionals are empowered to confidently provide security and peace of mind to their clients by assessing
their needs and identifying a full range of insurance products to protect their assets in the event of death or deterioration of health.
Life and health insurance consultants charge a specific fee to research insurance policies, answer questions, provide advice and make
recommendations to clients.
To become licensed as a life and health insurance consultant, you will need to demonstrate entry-level knowledge of the industry by passing
a state licensing exam. This course will deliver the content needed to successfully complete the education and examination requirements.
Testable topics include:
Types of life insurance policies, annuities, qualified and non-qualified retirement plans, medical
expense and managed care plans, disability income and long-term care insurance, Medicare, Medicaid, and Social Security benefits, group life
and health insurance, policy provisions and applicable riders, the application and underwriting process, federal tax considerations and federal
initiatives under the Affordable Care Act. This course also includes an overview of general insurance concepts, insurance contract terminology,
and state-specific regulations based on the state where you are applying for a license.