In many urban settings, car ownership and transportation options have expanded dramatically. Rental car contracts, ridesharing, carsharing, and even rental vehicles like electric bikes and scooters pose risks that may not be covered by an unendorsed Personal Auto Policy. Artificial intelligence and machine learning in autonomous vehicles are changing the landscape of personal and commercial auto underwriting. Telematics have given rise to usage-based insurance products. This course identifies the current policies and insurance concerns associated with evolving auto technology and explores the future of the auto insurance industry