Cyber technology continues to streamline business and individual activities; it also exposes its users to new risks. Ransomware attacks and data breaches cost large and small companies billions of dollars per year, and identity theft is a persistent concern for individuals and businesses. In response to these threats, cybersecurity legislation and best practice frameworks have emerged in many jurisdictions and industries, and cyber liability insurance policies have gained market share as policy forms have been updated. Producers familiar with cyber and identity risks and the policiesthat address them can provide potential clients with guidance toward their best coverage options.